Mortgage Calculator
Calculate your monthly mortgage payment, total interest, and view amortization schedule. Free mortgage calculator with down payment and PMI options.
How to Calculate Mortgage Payments
- 1 Enter the home price and your down payment amount
- 2 Set the interest rate and loan term
- 3 Optionally add property tax, insurance, and PMI costs
- 4 View your monthly payment breakdown and total costs
- 5 Check the amortization schedule to see principal vs interest over time
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Last updated: January 15, 2026 · v2.1