Rent vs Buy Calculator
Compare renting vs buying a home financially. Calculate break-even point, total costs, and wealth accumulation over time.
How to Compare Renting vs Buying
- 1 Enter home purchase details including price, down payment, and mortgage rate
- 2 Enter current monthly rent and expected annual rent increase
- 3 Add ownership costs like property tax, insurance, and maintenance
- 4 Set assumptions for home appreciation and investment returns
- 5 Review the break-even analysis and year-by-year wealth comparison
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Last updated: January 15, 2026 · v2.1