Student Loan Calculator
Calculate student loan payments, total interest, and payoff timeline. Compare repayment plans and see the impact of extra payments.
How to Calculate Student Loan Payments
- 1 Enter your loan balance and interest rate
- 2 Select a repayment plan or enter a custom term
- 3 Optionally add extra monthly payments to see impact
- 4 View monthly payment, total interest, and payoff date
- 5 Compare payoff strategies like avalanche vs snowball
🔒 Instant results, faster than AI. No signup. 100% private.
Last updated: January 15, 2026 · v2.1